Kick start your savings

How much money will you need for your post-retirement? Where will the money come from?


Provident Fund


Provident fund is an investment fund to provide long-term savings to support an employee upon retirement. You will receive both the employee’s contribution (the amount of money you contribute into the fund up to 15% of your salary each month) and the employer’s contribution (the amount of money contributed by your employer each month).

Deposits


Save money regularly when you start your career, probably a minimum 10% of your income and save more as your income increases. Put it aside for use after your retirement.

Mutual Funds


Allocate some of your retirement savings to invest in mutual funds that offer good returns under the risk level you can accept. This way your money can work for you and increase in value.

Retirement Insurance


Choose your preferred retirement insurance by considering conditions and promotions offered by each insurance company. Basically, retirement insurance offers life protection and benefits such as pensions, personal income tax deductions, etc.


No matter what method of saving or investment you choose, the important thing is to have good financial discipline – start saving early, make regular investments, and do not use these savings for other purposes. When you do this, your “Happy Retirement” will be within your reach.

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